Thursday, January 17, 2013

Insurance and retirement needs often overlooked in divorce ...

Washington residents going through a divorce are often advised by a divorce attorney to get a handle on their finances. While many individuals plan for monthly expenses such as rent, food and cellphones; there are often several other important expenses that are forgotten.

Matters related to insurance are typically overlooked by many divorcing individuals. There are those insurance policies that may have been carried by a spouse such as health, dental and vision. When a couple divorces, it's up to each ex-spouse to now provide for their own insurance. Spouses that do not work are often able to either elect continuation of coverage through COBRA or obtain a policy through an independent insurance provider. These options, however, are often more expensive than employer-supported plans.

Other insurance matters frequently overlooked in divorce relate to home and car insurance. Oftentimes couples opt to bundle home and car insurance with one provider. When a spouse moves out of the family home and must obtain their own home and vehicle, however, they must also obtain new insurance policies. The monthly premiums may be higher on these new policies which may catch some individuals off guard.

Retirement and employer-provided 401(k) s are another often-forgotten financial consideration during a divorce. Again this most impacts individuals who have either not worked outside the home or have chosen not to start their own employer-provided 401(k). An individual who was previously relying on the retirement accounts of a spouse will need to take steps to start their own retirement savings. When possible, additional monies should be funded to new retirement accounts to make up for lost time.

Going through a divorce often presents many financial challenges. Being prepared for unexpected costs associated with insurance and retirement matters, however, can benefit an individual while negotiating a divorce settlement.

Source: The Huffington Post, "Six Unexpected Expenses Divorcees Face," Susan Saper Galamba, Jan. 8, 2013

Source: http://www.vancouverwashingtonfamilylawattorney.com/2013/01/insurance-and-retirement-needs-often-overlooked-in-divorce.shtml

censored jerry yang stop sopa justified southland sopa blackout protect ip act

Payroll Tax Hike Not Seen by Some Workers Yet

Published: Tuesday, 15 Jan 2013 | 12:10 PM ET

ADP CEO on Processing the Payroll Tax

Carlos Rodriguez, Automatic Data Processing CEO, discusses how his company was able to handle the expiration of the payroll tax cut.

Not all American workers have seen the higher payroll tax in their paycheck yet, particularly those employed by small businesses, Carlos Rodriguez, CEO of Automatic Data Processing, the largest US payroll processor, told CNBC Tuesday.

That's because the Internal Revenue Service deadline for the increase, which took effect Jan. 1, is still a month away, and it may take smaller companies that long to make the updates.

"February 15th is the official deadline the IRS has for people to make the changes," Rodriguez said on "Squawk Box." "But all of our systems were updated. Every company we process for has the right tax tables."

The payroll tax, which funds Social Security, was raised back to its 2010 level of 6.2 percent as part of the "Fiscal Cliff" deal. The higher tax is already being blamed for slowing consumer spending and has cut some estimates for economic growth this year.

(Read More: Payroll Tax Hike Will Affect Your Paycheck and the Economy)

ADP processes paychecks for 1 in 6 American workers ? 24 million of them. Eighty percent of Fortune 500 companies are clients of ADP and more than 90 percent of the Fortune 100.

"Small businesses typically use desktop software and that is probably going to take a little longer for them to update," Rodriguez said.

As for how much the payroll tax increase will cost average workers, a single person making $60,000 a year will see about $40 less per bi-weekly paycheck.

(Read More: Think Only the Rich Will Pay More Taxes? You're Wrong)

Some people may look to offset that cost. "Making adjustments to their withholdings. They're doing a lot of things to offset the decrease they may be seeing," Rodriguez said, but adding that seeking professional tax advice on these type of moves is recommended. "You don't want to have a nasty surprise next April as a result of owing more."

(Read More: 5 Ways to Counter the Impact of the Payroll Tax Hike)

?By CNBC's Matthew J. Belvedere; Follow him on Twitter @Matt_SquawkCNBC

Not all American workers have seen the higher payroll tax in their paycheck yet, particularly those employed by small businesses, Carlos Rodriguez, CEO of Automatic Data Processing, the largest US payroll processor, told CNBC Tuesday.

Source: http://www.cnbc.com/id/100381019

colbert president huntingtons disease rob the firm new york philharmonic marines urinating on taliban critics choice awards

Movie worker training, Old Metairie and planner meetings - NOLA.com

Gretna-filming.jpg

In 2003, the former Texas-Pacific railroad station in downtown Gretna was transformed into a fish market for the filming of a Nissan commercial by a Los Angeles production company. (Photo by The Times-Picayune archive)

Jefferson Parish is promoting free training for local residents who want work in the motion picture industry. Details are here.

The Jefferson Planning Advisory Board meets Thursday at 5 p.m. in Gretna. Four West Bank cases are up for discussion.

Source: http://www.nola.com/politics/index.ssf/2013/01/jefferson_parish_politics_link_6.html

aretha franklin whitney houston paul williams paul babeu kevin costner budweiser shootout animal house invincible

Wednesday, January 16, 2013

US condemns comments from Egypt's Morsi

In this image released by the Egyptian Presidency, Egyptian President Mohammed Morsi, right, visits a victim receiving treatment following a train crash in Badrasheen, 40 Kilometers (25 miles) south Cairo at a military hospital in Cairo, Egypt, Tuesday, Jan. 15, 2013. At least 19 people died and more than 100 were injured when two railroad passenger cars derailed just south of Cairo, health officials say. The accident comes less than two weeks after a new transportation minister was appointed to overhaul the rail system, and just two months after a deadly collision between a train and school bus. (AP Photo/Egyptian Presidency)

In this image released by the Egyptian Presidency, Egyptian President Mohammed Morsi, right, visits a victim receiving treatment following a train crash in Badrasheen, 40 Kilometers (25 miles) south Cairo at a military hospital in Cairo, Egypt, Tuesday, Jan. 15, 2013. At least 19 people died and more than 100 were injured when two railroad passenger cars derailed just south of Cairo, health officials say. The accident comes less than two weeks after a new transportation minister was appointed to overhaul the rail system, and just two months after a deadly collision between a train and school bus. (AP Photo/Egyptian Presidency)

(AP) ? The Obama administration on Tuesday gave a blistering review of remarks that Egyptian President Mohammed Morsi made almost three years ago about Jews and called for him to repudiate what it called unacceptable rhetoric.

In blunt comments, the White House and State Department said Morsi's statements were "deeply offensive" and ran counter to the goal of peace in the region. The State Department, noting that a senior congressional delegation is now visiting Egypt, said the remarks complicated efforts to provide economic and military aid to Egypt.

"We believe that President Morsi should make clear that he respects people of all faiths and that this type of rhetoric is unacceptable in a democratic Egypt," White House spokesman Jay Carney told reporters.

Morsi was a leader in the Muslim Brotherhood in 2010 when, according to video broadcast last week on Egyptian television he asked Egyptians to "nurse our children and our grandchildren on hatred." Months later, in a television interview, Morsi referred to Zionists as bloodsuckers who attack Palestinians, describing Zionists as "the descendants of apes and pigs."

"We completely reject these statements as we do any language that espouses religious hatred," State Department spokeswoman Victoria Nuland told reporters. "This kind of rhetoric has been used in this region for far too long. It's counter to the goals of peace."

A group of senators, including Sens. John McCain, R-Ariz., Lindsey Graham, R-S.C., Kelly Ayotte, R-N.H., Kirsten Gillibrand, D-N.Y., Richard Blumenthal, D-Conn., Sheldon Whitehouse, D-R.I., and Christopher Coons, D-Del., is currently in Cairo. Nuland said she expected they would make their views known to Egypt's leadership.

Morsi's remarks and the Obama administration's rebuke marked a new point of tension in the complex relationship between the U.S. and Egypt's fledgling democracy.

Since being elected in June of 2012 in the aftermath of the revolution that ousted former President Hosni Mubarak, Morsi has promised to abide by Egypt's decades-old peace treaty with Israel. Morsi was also instrumental in facilitating a cease-fire in November between Israel and Hamas leaders in the Gaza Strip, despite his refusal to speak directly with Israeli officials.

The White House and State Department did acknowledge Morsi's willingness during that crisis to work with the U.S. toward mutual goals, and said Egypt's continuing commitment to its peace treaty with Israel is essential for U.S. relations with Egypt.

Egypt receives more than $1 billion a year in military and development aid from the U.S. as part of a package linked to its historic 1979 peace deal with Israel. The peace accord is a cornerstone of U.S. Mideast policy.

Nuland said Morsi's actions as president in support of the peace treaty with Israel are laudable but only one part of picture.

"We will judge him by what he does," she said. "What he has been doing is supporting that peace treaty, continuing to work with us, and with Israel on common goals, including in Gaza. But we'll also judge him but what he says. And we think that these comments should be repudiated and they should be repudiated firmly."

An official in Israel, speaking on condition of anonymity because he was not authorized to speak publicly about an issue of such sensitivity, said the comments were a "big concern" but that Israel did not want to fuel tensions with Egypt.

The two sets of comments were first reported on Tuesday by the New York Times.

A Muslim Brotherhood official in Egypt reached by The Associated Press refused to comment on Washington's reaction to Morsi's remarks. Repeated requests to respond to Morsi's comments received no response.

The silence reflected the deep sensitivity of the issue for Morsi and the Brotherhood, which is fiercely anti-Israeli and anti-U.S.

__

Aya Batrawy in Cairo, Donna Cassata in Washington and Ian Deitch in Jerusalem contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-01-15-US-Obama-Egypt/id-73581e1c266840e2aef90b4f4e27a757

julia child Ron Palillo katy perry Chad Johnson Twitter Helen Gurley Brown Kathi Goertzen Johnny Pesky

Friday, January 11, 2013

Vatican rejects calling Jews 'enemies of the church'

(JTA) The Vatican rejected comments by the head of a breakaway traditionalist group calling Jews ?enemies of the church? and reiterated that it was committed to dialogue with the Jewish world.

?It is impossible to speak of the Jews as enemies of the Church,? Vatican spokesman the Rev. Federico Lombardi said Monday. He said the Catholic Church ?is deeply committed to dialogue with Jews? and stressed that the Vatican?s position on this was ?clear and well-known.?

Source: http://www.wnd.com/2013/01/vatican-rejects-calling-jews-enemies-of-the-church/

Kanye West sex tape emmys emmys torrey smith torrey smith oakland raiders Jessica Lange

Thursday, January 10, 2013

Several hundred Charlotte finance workers laid off after settlement ...

Several hundred finance contract workers in Charlotte lost their jobs this week as a side effect of the $8.5 billion settlement Bank of America, Wells Fargo and eight other mortgage servicers entered into Monday.

The jobs stemmed from a 2011 settlement in which each bank was required to hire a consulting firm to conduct an independent review of the loan files of homeowners in foreclosure. Thousands of contract workers were hired around the country, with a significant presence in Charlotte.

That foreclosure review came to a halt Monday when the 10 banks agreed to make cash payments to borrowers and help others with loan modifications. That meant the contract workers were no longer needed.

At least several hundred were in Charlotte, working on loan reviews for Bank of America, said Debra Cope, a spokeswoman for Promontory Financial Group. Promontory was hired by both Bank of America and Wells Fargo to conduct their reviews. Cope said she was unable to give specific numbers due to confidentiality agreements.

Neither of the two banks responded to requests for comment.

The majority of the workers made professional-level wages and included lawyers, loan analysts and forensic reviewers. Similar job losses were confirmed in Tampa, Fla., Denver and Orange County, Calif.

One Charlotte worker who lost his job said the Promontory teams at the BB&T Center and Transamerica building uptown were called into meetings around noon Monday and told they were no longer needed and could all go home.

Bank of America?s part of the settlement includes $1.1 billion in cash payments to borrowers and $1.8 billion in mortgage relief. About 1.25 million of its customers are eligible, meaning their home was in foreclosure during 2009 or 2010.

Wells Fargo is paying $766 million cash and $1.2 billion in relief.

Source: http://www.charlotteobserver.com/2013/01/09/3774665/several-hundred-charlotte-finance.html

piracy sopa marg helgenberger censorship wikipedia sopa and pipa bills censoring the internet

10 dream matches that actually happened

All WWE programming, talent names, images, likenesses, slogans, wrestling moves, trademarks, logos and copyrights are the exclusive property of WWE, Inc. and its subsidiaries. All other trademarks, logos and copyrights are the property of their respective owners. ? 2012 WWE, Inc. All Rights Reserved. This website is based in the United States. By submitting personal information to this website you consent to your information being maintained in the U.S., subject to applicable U.S. laws. U.S. law may be different than the law of your home country. WrestleMania XXIX (NY/NJ) logo TM & ? 2012 WWE. All Rights Reserved. The Empire State Building design is a registered trademark and used with permission by ESBC.

Source: http://www.wwe.com/classics/classic-lists/10-dream-matches-that-actually-happened

j lo sacha baron cohen ryan seacrest octavia spencer meryl streep oscars school shooting ohio billy crystal oscar winners 2012